About BULLAALE AS and Ezy Transfer

Revolutionizing money transfer through compliant, secure, and scalable digital solutions

Bullaale AS together with its partners is in the process of developing a comprehensive money transfer technology to integrate and offer the digitization of Money Transfer. Currently the ecosystem of money transfer in most countries is extra-judicial and does not comply with any regulations, standards and rules and are often subject to closure or collapses and have no ability to scale or address the evolving regulatory and legal ecosystem.

Moreover, the inherent risk that is provincial in the system has not been ably or adequately addressed but have exacerbated with the recent development in the regulatory environment and in particular - AML/CFT and cash handling and all other activities involved in cash. One just needs to look at the recent history of hawala collapses and prosecution to understand the very precarious nature of the traditional system and the wider systemic risk they pose to the participants and investors in general.

KEY TAKEAWAYS

Concentration of international banks offering correspondence banking services

And where they are offering the services, the correspondent bank needs to generate sufficient volume and value.

Important Notice: It is the responsibility of the Board of Directors and management of an institution to establish appropriate policies on anti-money laundering and combating the financing of terrorism (AML/CFT) procedures and to train staff to ensure adequate identification of customers, source of funds and the use of the said funds. Such policies should also ensure the effective prevention, detection and control of possible money laundering and terrorism financing.

With particular focus on the following:

  • Placement:The physical disposal of the initial proceeds derived from illegal activity
  • Layering:Separating illicit proceeds from their source by creating complex layers of financial transactions designed to disguise the audit trail and provide anonymity
  • Integration:The provision of apparent legitimacy to criminally derived wealth. If the layering process has succeeded, an integration scheme places the laundered proceeds back into the economy in such a way that they re-enter the financial system appearing as normal business funds

Partnership Resolution & Key Issues

The partnership will lead to reconciliation and resolution of key issues:

Know Your Customer (KYC)

Development of insight into the operations and systems deployed and used in client relationship and management.

Legal Entity Identifier (LEI)

In all transactions which is basic requirement in mobile wallet and transfer – the instrument and infrastructure deployed.

Information Sharing

Recommendation on information-sharing initiatives – over joint deployment and partnership.

Risk Management

Pertaining to liquidity management, credit and operations risk and counter party risk.

Payment Messages

Recommendation on payment messages for seamless and compliant transactions.

THANK YOU

For trusting EzyTransfer with your money transfer needs